Home Owners / Condo Renters Insurance

Homeowners Insurance covers:

  • Personal and Family Liability
  • Fire and Lightning
  • Riot and Civil Disorder
  • Wind and Hail
  • Rupture of Hot Water System
  • Theft
  • Smoke
  • Vandalism
  • Glass Breakage
  • Weight of Ice and Snow
  • Explosion
  • Falling Objects
  • Damage from Vehicles or Aircraft Freeze Damage to Plumbing
  • Electrical Damage to Plumbing
  • Electrical Damage to Appliances

All Risk Dwelling and Contents coverage is available for Homes and Condominiums which also provides increased Special Limits of Liability (below).

Replacement Cost Contents
There is no depreciation due to the age or condition of your property. If an insured loss occurs and you replace your personal property, you will be paid the full amount of the item (less your deductible).

Increased Limits Of Liability
You might need more coverage than provided in the basic policy. If so, you can increase the coverage to protect yourself. Contact a specialist today at (773) 463-7576.